What does an insurance special investigator do?

Special Investigators (830.11 PC) Special Investigators for the Investigation Division are highly trained non-peace officers whose primary duty is the enforcement of the California Insurance Code and other laws relating to persons and businesses, licensed or unlicensed who are engaged in the business of insurance.

Why is my insurance company investigating my claim?

Insurance companies often conduct claims investigations to evaluate the legitimacy of a claim. The investigation process helps the claims adjuster make an educated decision about how to proceed with a claim. Insurance claims investigations are used to combat the prevalence of false or inflated claims.

How do insurance investigators investigate?

They will look to “reconstruct” the accident, and do so in a systematic way. They’ll investigate suspicious claims closely and check for evidence of fraud. These investigators will also cooperate with law enforcement to help put fraud perpetrators out of business.

What is the special investigations unit?

Special Investigative Unit (SIU) — unit or department within an insurance company involved in detecting and pursuing action against fraudulent activities on the part of insureds or claimants.

What is State Farm Special Investigations Unit?

The SIU’s mission is to help insurance companies detect, prevent, and record insurance fraud. The SIU works closely with the local law enforcement community, including the National Insurance Crime Bureau and the Federal Bureau of Investigation (FBI) as well as police departments.

What does SIU investigator mean?

Special Investigations Unit
This division, known as the Special Investigations Unit (SIU), is composed mainly of individuals who have extensive law enforcement experience as well as insurance knowledge.

What does Siu mean in English?

SIU

Acronym	Definition
SIU	Source Interface Unit
SIU	Special Investigative Unit
SIU	School Improvement Unit (various locations)
SIU	Société Internationale d’Urologie (French: International Society of Urology)

In which claim most frauds occur?

Application fraud happens when you knowingly and intentionally provide false information on an insurance application. It is generally the most common form of insurance fraud, being responsible for up to two-thirds of all denied life insurance claims alone, according to the Los Angeles Times.