Does car insurance cover you in Europe?

Most countries in Europe are covered by a standard car insurance policy – but some aren’t, such as Switzerland, Vatican City, Turkey and Russia. Always check your policy to make sure the European country you’re planning to travel to is covered.

What car insurance do I need to travel in Europe?

You need to have at least third-party car insurance to drive in most EU countries, the same as the UK. Most policies that come with European cover will only give you third-party cover, unless you pay extra to get fully comprehensive insurance.

Can I use European car insurance in UK?

Do you need European car insurance? Yes. Like the UK, European countries require you to have a minimum level of car insurance before you take to the public roads. If you have comprehensive cover in the UK, your insurer may only provide third party cover in Europe as part of your policy.

How does European car insurance work?

When you register a car in any EU country, you must insure it for third party liability. This compulsory insurance is valid in all other EU countries. This insurance extends your cover (e.g. to injuries to the driver, damage to your vehicle, theft of your vehicle/its contents, vandalism, and legal assistance).

Does my UK car insurance cover me in Ireland?

All UK vehicle insurance provides the minimum third party cover to drive in: the EU (including Ireland)

Will my UK car insurance cover me in Spain?

All UK car insurance policies provide a minimum of third-party insurance for drivers in European Economic Area (EEA) countries. Some insurance providers (but not all) maintain the UK level of cover abroad, so you’ll need to check.

Can I drive in Ireland after Brexit?

Driving in Ireland & Britain Visitors to Ireland and the UK will continue to be permitted to drive with their home country full driving licence. In addition, a valid insurance disc will serve as proof of insurance for those driving Irish-registered vehicles in the UK (including Northern Ireland).

What country has most expensive car insurance?

Here is a list of the top five countries when it comes to expensive auto insurance premiums:

1. United States.
2. Austria.
3. Germany.
4. United Kingdom.
5. Australia.

Does my car insurance cover me in UK?

Travel outside of the EU and the UK is not covered under your motor policy, unless specifically approved by us. Along with Ireland, driving in the UK is covered under your Territorial Limits, so no limit applies as to how often you can drive there.

Can I use my UK driving licence in Ireland after Brexit?

In a no-deal Brexit scenario, as a resident in Ireland, your UK driving licence will not be valid to drive here in Ireland.